{"id":18630,"date":"2025-04-19T06:40:04","date_gmt":"2025-04-19T06:40:04","guid":{"rendered":"https:\/\/jankalyantime.in\/?p=18630"},"modified":"2025-04-19T06:40:04","modified_gmt":"2025-04-19T06:40:04","slug":"jio-financial-services-ltd-has-announced-its-fourth-quarter-q4-fy25-results-and-dividend-for-the-financial-year-2024-25","status":"publish","type":"post","link":"https:\/\/jankalyantime.in\/?p=18630","title":{"rendered":"\u091c\u093f\u092f\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u0930\u094d\u0935\u093f\u0938\u0947\u091c \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (Jio Financial Services Ltd.) \u0928\u0947 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2024-25 \u0915\u0940 \u091a\u094c\u0925\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 (Q4 FY25) \u0915\u0947 \u0928\u0924\u0940\u091c\u0947 \u0914\u0930 \u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0915\u0940 \u0939\u0948\u0964"},"content":{"rendered":"\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-id=\"18634\" src=\"https:\/\/jankalyantime.in\/wp-content\/uploads\/2025\/04\/1000389993-1.jpg\" alt=\"\" class=\"wp-image-18634\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-id=\"18633\" src=\"https:\/\/jankalyantime.in\/wp-content\/uploads\/2025\/04\/1000389994-1.jpg\" alt=\"\" class=\"wp-image-18633\"\/><\/figure>\n<\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/jankalyantime.in\/wp-content\/uploads\/2025\/04\/1000389955-2.jpg\" alt=\"\" class=\"wp-image-18631\" width=\"47\" height=\"56\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Reporting by : A.H. Balwa<\/strong>                         <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Mumbai  Maharashtra<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0939 \u0915\u0902\u092a\u0928\u0940 \u0930\u093f\u0932\u093e\u092f\u0902\u0938 \u0907\u0902\u0921\u0938\u094d\u091f\u094d\u0930\u0940\u091c \u0915\u0940 \u0938\u0939\u093e\u092f\u0915 \u0915\u0902\u092a\u0928\u0940 \u0939\u0948, \u091c\u094b \u0917\u0948\u0930-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u0913\u0902 (NBFC) \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f\u0930\u0924 \u0939\u0948\u0964 \u0928\u0940\u091a\u0947 Q4 \u0928\u0924\u0940\u091c\u094b\u0902 \u0914\u0930 \u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0935\u093f\u0935\u0930\u0923 \u0939\u093f\u0902\u0926\u0940 \u092e\u0947\u0902 \u0915\u094d\u0930\u092e\u093e\u0902\u0915 (Serial Number) \u0915\u0947 \u0938\u093e\u0925 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Q4 FY25 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u0924\u0940\u091c\u094b\u0902 \u0915\u093e \u0905\u0935\u0932\u094b\u0915\u0928 (Overview of Q4 FY25 Financial Results)<br>\u091c\u093f\u092f\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u0930\u094d\u0935\u093f\u0938\u0947\u091c \u0928\u0947 31 \u092e\u093e\u0930\u094d\u091a, 2025 \u0915\u094b \u0938\u092e\u093e\u092a\u094d\u0924 \u091a\u094c\u0925\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u0924\u0940\u091c\u0947 17 \u0905\u092a\u094d\u0930\u0948\u0932, 2025 \u0915\u094b \u0918\u094b\u0937\u093f\u0924 \u0915\u093f\u090f\u0964 \u0928\u0924\u0940\u091c\u094b\u0902 \u092e\u0947\u0902 \u0915\u0902\u092a\u0928\u0940 \u0928\u0947 \u0938\u093e\u0932-\u0926\u0930-\u0938\u093e\u0932 (YoY) \u0914\u0930 \u0924\u093f\u092e\u093e\u0939\u0940-\u0926\u0930-\u0924\u093f\u092e\u093e\u0939\u0940 (QoQ) \u0906\u0927\u093e\u0930 \u092a\u0930 \u0938\u0941\u0927\u093e\u0930 \u0926\u093f\u0916\u093e\u092f\u093e \u0939\u0948\u0964 \u092a\u094d\u0930\u092e\u0941\u0916 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0906\u0902\u0915\u0921\u093c\u0947 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0939\u0948\u0902:<br>\u0915\u0902\u0938\u094b\u0932\u093f\u0921\u0947\u091f\u0947\u0921 \u0928\u0947\u091f \u092a\u094d\u0930\u0949\u092b\u093f\u091f (Consolidated Net Profit):<br>Q4 FY25 \u092e\u0947\u0902 \u0915\u0902\u092a\u0928\u0940 \u0915\u093e \u0936\u0941\u0926\u094d\u0927 \u0932\u093e\u092d \u20b9316.11 \u0915\u0930\u094b\u0921\u093c \u0930\u0939\u093e, \u091c\u094b \u092a\u093f\u091b\u0932\u0947 \u0938\u093e\u0932 \u0915\u0940 \u0938\u092e\u093e\u0928 \u0924\u093f\u092e\u093e\u0939\u0940 (Q4 FY24) \u092e\u0947\u0902 \u20b9310.63 \u0915\u0930\u094b\u0921\u093c \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 1.8% \u0905\u0927\u093f\u0915 \u0939\u0948\u0964<br>\u0924\u093f\u092e\u093e\u0939\u0940-\u0926\u0930-\u0924\u093f\u092e\u093e\u0939\u0940 \u0906\u0927\u093e\u0930 \u092a\u0930, \u092f\u0939 Q3 FY25 \u0915\u0947 \u20b9295 \u0915\u0930\u094b\u0921\u093c \u0938\u0947 7.1% \u0905\u0927\u093f\u0915 \u0939\u0948\u0964<br>\u0915\u0941\u0932 \u0906\u092f (Total Income):<br>Q4 FY25 \u092e\u0947\u0902 \u0915\u0941\u0932 \u0906\u092f \u20b9518 \u0915\u0930\u094b\u0921\u093c \u0930\u0939\u0940, \u091c\u094b Q4 FY24 \u092e\u0947\u0902 \u20b9418 \u0915\u0930\u094b\u0921\u093c \u0925\u0940\u0964 \u092f\u0939 24% \u0915\u0940 \u0938\u093e\u0932-\u0926\u0930-\u0938\u093e\u0932 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<br>Q3 FY25 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902, \u092f\u0939 \u20b9448.89 \u0915\u0930\u094b\u0921\u093c \u0938\u0947 \u092c\u0922\u093c\u0915\u0930 \u20b9518 \u0915\u0930\u094b\u0921\u093c \u0939\u094b \u0917\u0908, \u091c\u094b \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 \u0938\u0941\u0927\u093e\u0930 \u0939\u0948\u0964<br>\u0915\u0941\u0932 \u0916\u0930\u094d\u091a (Total Expenses):<br>Q4 FY25 \u092e\u0947\u0902 \u0915\u0941\u0932 \u0916\u0930\u094d\u091a \u20b9168 \u0915\u0930\u094b\u0921\u093c \u0930\u0939\u093e, \u091c\u094b Q4 FY24 \u092e\u0947\u0902 \u20b9103 \u0915\u0930\u094b\u0921\u093c \u0925\u093e\u0964 \u092f\u0939 63% \u0915\u0940 \u0938\u093e\u0932-\u0926\u0930-\u0938\u093e\u0932 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948, \u091c\u094b \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0914\u0930 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0932\u093e\u0917\u0924 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0947 \u0915\u093e\u0930\u0923 \u0939\u0948\u0964<br>\u0928\u0947\u091f \u0907\u0902\u091f\u0930\u0947\u0938\u094d\u091f \u0907\u0928\u0915\u092e (Net Interest Income &#8211; NII):<br>Q4 FY25 \u092e\u0947\u0902 NII \u20b9268.18 \u0915\u0930\u094b\u0921\u093c \u0930\u0939\u0940, \u091c\u094b Q4 FY24 \u092e\u0947\u0902 \u20b9280.48 \u0915\u0930\u094b\u0921\u093c \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 4.47% \u0915\u092e \u0939\u0948\u0964<br>Q3 FY25 \u092e\u0947\u0902 \u092f\u0939 \u20b9370.66 \u0915\u0930\u094b\u0921\u093c \u0925\u0940, \u091c\u093f\u0938\u0915\u0947 \u092e\u0941\u0915\u093e\u092c\u0932\u0947 27.66% \u0915\u0940 \u0915\u092e\u0940 \u0926\u0947\u0916\u0940 \u0917\u0908\u0964<br>\u090f\u0938\u0947\u091f\u094d\u0938 \u0905\u0902\u0921\u0930 \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f (Assets Under Management &#8211; AUM):<br>\u0926\u093f\u0938\u0902\u092c\u0930 2024 \u0924\u0915 AUM \u20b94,199 \u0915\u0930\u094b\u0921\u093c \u0925\u093e, \u091c\u094b Q2 FY25 \u092e\u0947\u0902 \u20b91,206 \u0915\u0930\u094b\u0921\u093c \u0925\u093e\u0964 Q4 FY25 \u092e\u0947\u0902 \u092f\u0939 \u0914\u0930 \u092c\u0922\u093c\u0915\u0930 \u20b910,053 \u0915\u0930\u094b\u0921\u093c \u0939\u094b \u0917\u092f\u093e, \u091c\u094b \u092a\u093f\u091b\u0932\u0947 \u0938\u093e\u0932 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0915\u093e\u092b\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<br>\u092a\u0942\u0930\u093e \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2024-25 \u0915\u093e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 (Full Year FY25 Performance):<br>\u092a\u0942\u0930\u0947 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 \u0915\u0947 \u0932\u093f\u090f \u0936\u0941\u0926\u094d\u0927 \u0932\u093e\u092d \u20b91,612.59 \u0915\u0930\u094b\u0921\u093c \u0930\u0939\u093e, \u091c\u094b FY24 \u092e\u0947\u0902 \u20b91,604.55 \u0915\u0930\u094b\u0921\u093c \u0925\u093e\u0964 \u092f\u0939 0.5% \u0915\u0940 \u092e\u093e\u092e\u0942\u0932\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0948\u0964<br>\u0915\u0941\u0932 \u0906\u092f FY25 \u092e\u0947\u0902 \u20b92,043 \u0915\u0930\u094b\u0921\u093c \u0930\u0939\u0940, \u091c\u094b \u092a\u093f\u091b\u0932\u0947 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0909\u0932\u094d\u0932\u0947\u0916\u0928\u0940\u092f \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930\u094d\u0936\u093e\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0915\u0940 \u0918\u094b\u0937\u0923\u093e (Dividend Announcement)<br>\u091c\u093f\u092f\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u0930\u094d\u0935\u093f\u0938\u0947\u091c \u0928\u0947 \u0905\u092a\u0928\u0940 \u0938\u094d\u0925\u093e\u092a\u0928\u093e \u0915\u0947 \u092c\u093e\u0926 \u092a\u0939\u0932\u0940 \u092c\u093e\u0930 \u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0915\u0940 \u0939\u0948, \u091c\u094b \u0936\u0947\u092f\u0930\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0915\u0926\u092e \u0939\u0948\u0964 \u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0915\u093e \u0935\u093f\u0935\u0930\u0923 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0939\u0948:<br>\u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0915\u0940 \u0930\u093e\u0936\u093f (Dividend Amount):<br>\u0915\u0902\u092a\u0928\u0940 \u0928\u0947 \u092a\u094d\u0930\u0924\u093f \u0907\u0915\u094d\u0935\u093f\u091f\u0940 \u0936\u0947\u092f\u0930 \u20b90.50 (50 \u092a\u0948\u0938\u0947 \u092a\u094d\u0930\u0924\u093f \u0936\u0947\u092f\u0930) \u0915\u093e \u0905\u0902\u0924\u093f\u092e \u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u093f\u0924 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0936\u0947\u092f\u0930 \u0915\u093e \u0905\u0902\u0915\u093f\u0924 \u092e\u0942\u0932\u094d\u092f \u20b910 \u0939\u0948\u0964<br>\u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0924\u093f\u0925\u093f (Announcement Date):<br>\u092c\u094b\u0930\u094d\u0921 \u0928\u0947 17 \u0905\u092a\u094d\u0930\u0948\u0932, 2025 \u0915\u094b \u0906\u092f\u094b\u091c\u093f\u0924 \u092c\u0948\u0920\u0915 \u092e\u0947\u0902 \u0907\u0938 \u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0915\u0940 \u0938\u093f\u092b\u093e\u0930\u093f\u0936 \u0915\u0940\u0964<br>\u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0921\u0947\u091f (Record Date):<br>\u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0915\u0947 \u0932\u093f\u090f \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0921\u0947\u091f \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0905\u092d\u0940 \u0928\u0939\u0940\u0902 \u0915\u0940 \u0917\u0908 \u0939\u0948\u0964 \u0915\u0902\u092a\u0928\u0940 \u0928\u0947 \u0915\u0939\u093e \u0939\u0948 \u0915\u093f \u092f\u0939 \u0924\u093e\u0930\u0940\u0916 \u091c\u0932\u094d\u0926 \u0939\u0940 \u0938\u0942\u091a\u093f\u0924 \u0915\u0940 \u091c\u093e\u090f\u0917\u0940\u0964<br>\u092d\u0941\u0917\u0924\u093e\u0928 \u0924\u093f\u0925\u093f (Payment Date):<br>\u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928, \u092f\u0926\u093f \u0936\u0947\u092f\u0930\u0927\u093e\u0930\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0928\u0941\u092e\u094b\u0926\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u0915\u0902\u092a\u0928\u0940 \u0915\u0940 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0906\u092e \u092c\u0948\u0920\u0915 (AGM) \u0915\u0947 \u092c\u093e\u0926 \u0924\u092f \u0915\u0940 \u0917\u0908 \u0924\u093e\u0930\u0940\u0916 \u0938\u0947 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<br>\u092e\u0939\u0924\u094d\u0935 (Significance):<br>\u092f\u0939 \u091c\u093f\u092f\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u0930\u094d\u0935\u093f\u0938\u0947\u091c \u0915\u093e \u092a\u0939\u0932\u093e \u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0939\u0948, \u091c\u094b \u0915\u0902\u092a\u0928\u0940 \u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0914\u0930 \u0936\u0947\u092f\u0930\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0947 \u092a\u094d\u0930\u0924\u093f \u092a\u094d\u0930\u0924\u093f\u092c\u0926\u094d\u0927\u0924\u093e \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0930\u093f\u0932\u093e\u092f\u0902\u0938 \u0938\u092e\u0942\u0939 \u0915\u0940 \u0907\u0938 \u0907\u0915\u093e\u0908 \u0926\u094d\u0935\u093e\u0930\u093e \u0936\u0947\u092f\u0930\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u094b \u092a\u0939\u0932\u093e \u0928\u0915\u0926 \u092a\u0941\u0930\u0938\u094d\u0915\u093e\u0930 (cash reward) \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0905\u0928\u094d\u092f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0905\u092a\u0921\u0947\u091f\u094d\u0938 (Other Key Updates)<br>\u091c\u093f\u092f\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u0930\u094d\u0935\u093f\u0938\u0947\u091c \u0928\u0947 Q4 \u0928\u0924\u0940\u091c\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0915\u0941\u091b \u0905\u0928\u094d\u092f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0918\u094b\u0937\u0923\u093e\u090f\u0902 \u0914\u0930 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0905\u092a\u0921\u0947\u091f\u094d\u0938 \u092d\u0940 \u0938\u093e\u091d\u093e \u0915\u093f\u090f \u0939\u0948\u0902:<br>\u092c\u094d\u0932\u0948\u0915\u0911\u0915 \u0915\u0947 \u0938\u093e\u0925 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0909\u0926\u094d\u092f\u092e (Joint Venture with BlackRock):<br>\u0915\u0902\u092a\u0928\u0940 \u0928\u0947 \u092c\u094d\u0932\u0948\u0915\u0911\u0915 \u0915\u0947 \u0938\u093e\u0925 50:50 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0909\u0926\u094d\u092f\u092e \u0915\u0947 \u0932\u093f\u090f SEBI \u0938\u0947 \u092e\u0902\u091c\u0942\u0930\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0940 \u0939\u0948\u0964 \u0907\u0938 JV \u0915\u0947 \u0924\u0939\u0924 \u0935\u0947\u0932\u094d\u0925 \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f \u0914\u0930 \u092c\u094d\u0930\u094b\u0915\u093f\u0902\u0917 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0936\u0941\u0930\u0942 \u0915\u093f\u090f \u091c\u093e\u090f\u0902\u0917\u0947\u0964<br>\u0907\u0938\u0938\u0947 \u092a\u0939\u0932\u0947, \u091c\u093f\u092f\u094b \u0914\u0930 \u092c\u094d\u0932\u0948\u0915\u0911\u0915 \u0928\u0947 2023 \u092e\u0947\u0902 \u090f\u0938\u0947\u091f \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0914\u0930 JV \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e \u0925\u093e\u0964<br>\u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u094b\u0928 \u092a\u094d\u0930\u094b\u0921\u0915\u094d\u091f\u094d\u0938 (Digital Loan Products):<br>\u091c\u093f\u092f\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0932\u093f\u092e\u093f\u091f\u0947\u0921, \u0915\u0902\u092a\u0928\u0940 \u0915\u0940 \u0938\u0939\u093e\u092f\u0915 \u0915\u0902\u092a\u0928\u0940, \u0928\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u094b\u0928 \u0905\u0917\u0947\u0902\u0938\u094d\u091f \u0938\u093f\u0915\u094d\u092f\u094b\u0930\u093f\u091f\u0940\u091c (Loan Against Securities) \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u0947 \u0924\u0939\u0924 \u0917\u094d\u0930\u093e\u0939\u0915 \u20b91 \u0915\u0930\u094b\u0921\u093c \u0924\u0915 \u0915\u093e \u0932\u094b\u0928 9.99% \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0938\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br>\u092e\u093e\u0930\u094d\u0915\u0947\u091f \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 (Market Performance):<br>Q4 \u0928\u0924\u0940\u091c\u094b\u0902 \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0938\u0947 \u092a\u0939\u0932\u0947, 17 \u0905\u092a\u094d\u0930\u0948\u0932, 2025 \u0915\u094b \u0915\u0902\u092a\u0928\u0940 \u0915\u093e \u0936\u0947\u092f\u0930 BSE \u092a\u0930 1.73% \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0947 \u0938\u093e\u0925 \u20b9246.45 \u092a\u0930 \u092c\u0902\u0926 \u0939\u0941\u0906\u0964<br>\u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u092a\u093f\u091b\u0932\u0947 \u090f\u0915 \u0938\u093e\u0932 \u092e\u0947\u0902 \u0936\u0947\u092f\u0930 \u0915\u0940 \u0915\u0940\u092e\u0924 \u092e\u0947\u0902 33% \u0915\u0940 \u0917\u093f\u0930\u093e\u0935\u091f \u0926\u0947\u0916\u0940 \u0917\u0908, \u0914\u0930 52-\u0938\u092a\u094d\u0924\u093e\u0939 \u0915\u093e \u0909\u091a\u094d\u091a\u0924\u092e \u0938\u094d\u0924\u0930 \u20b9394.70 (23 \u0905\u092a\u094d\u0930\u0948\u0932, 2024) \u0925\u093e, \u091c\u092c\u0915\u093f \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u20b9198.6 (3 \u092e\u093e\u0930\u094d\u091a, 2025) \u0925\u093e\u0964<br>\u0915\u0948\u092a\u093f\u091f\u0932 \u0907\u0928\u094d\u092b\u094d\u092f\u0942\u091c\u0928 (Capital Infusion):<br>\u0915\u0902\u092a\u0928\u0940 \u0928\u0947 \u0905\u092a\u0928\u0947 \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u0935\u094d\u092f\u0935\u0938\u093e\u092f, \u091c\u093f\u092f\u094b \u092c\u094d\u0932\u0948\u0915\u0911\u0915 \u090f\u0938\u0947\u091f \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0932\u093f\u092e\u093f\u091f\u0947\u0921, \u092e\u0947\u0902 \u20b963 \u0915\u0930\u094b\u0921\u093c \u0915\u093e \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u093f\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0907\u0938\u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u094d\u0937\u092e\u0924\u093e \u092c\u0922\u093c\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0915\u0902\u092a\u0928\u0940 \u0915\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u092f\u094b\u091c\u0928\u093e\u090f\u0902 (Business Overview and Future Plans)<br>\u0915\u0902\u092a\u0928\u0940 \u0915\u093e \u092a\u0930\u093f\u091a\u092f (Company Introduction):<br>\u091c\u093f\u092f\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u0930\u094d\u0935\u093f\u0938\u0947\u091c \u090f\u0915 NBFC \u0939\u0948, \u091c\u094b 1999 \u092e\u0947\u0902 \u0930\u093f\u0932\u093e\u092f\u0902\u0938 \u0938\u094d\u091f\u094d\u0930\u0948\u091f\u0947\u091c\u093f\u0915 \u0907\u0928\u0935\u0947\u0938\u094d\u091f\u092e\u0947\u0902\u091f\u094d\u0938 \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0932\u093f\u092e\u093f\u091f\u0947\u0921 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0936\u0941\u0930\u0942 \u0939\u0941\u0908 \u0925\u0940 \u0914\u0930 \u091c\u0941\u0932\u093e\u0908 2023 \u092e\u0947\u0902 \u0907\u0938\u0915\u093e \u0928\u093e\u092e \u092c\u0926\u0932\u0915\u0930 \u091c\u093f\u092f\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u0930\u094d\u0935\u093f\u0938\u0947\u091c \u0932\u093f\u092e\u093f\u091f\u0947\u0921 \u0915\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e\u0964<br>\u092f\u0939 \u0921\u093f\u091c\u093f\u091f\u0932-\u092b\u0930\u094d\u0938\u094d\u091f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u090f\u0902 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948, \u091c\u0948\u0938\u0947 \u0932\u094b\u0928, \u092c\u091a\u0924 \u0916\u093e\u0924\u0947, UPI \u092d\u0941\u0917\u0924\u093e\u0928, \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u0940\u092e\u093e, \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u092a\u094d\u0930\u092c\u0902\u0927\u0928\u0964<br>\u092e\u0941\u0916\u094d\u092f \u0938\u0939\u093e\u092f\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 (Key Subsidiaries):<br>\u091c\u093f\u092f\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (Jio Finance Ltd.)<br>\u091c\u093f\u092f\u094b \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u092c\u094d\u0930\u094b\u0915\u093f\u0902\u0917 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (Jio Insurance Broking Ltd.)<br>\u091c\u093f\u092f\u094b \u092a\u0947\u092e\u0947\u0902\u091f \u0938\u0949\u0932\u094d\u092f\u0942\u0936\u0902\u0938 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (Jio Payment Solutions Ltd.)<br>\u091c\u093f\u092f\u094b \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u092c\u0948\u0902\u0915 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (Jio Payments Bank Ltd., \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0909\u0926\u094d\u092f\u092e)<br>\u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f (Future Strategy):<br>\u0915\u0902\u092a\u0928\u0940 \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u0947 \u0914\u0930 \u092c\u094d\u0932\u0948\u0915\u0911\u0915 \u091c\u0948\u0938\u0947 \u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0938\u0939\u092f\u094b\u0917 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0935\u0947\u0932\u094d\u0925 \u092e\u0948\u0928\u0947\u091c\u092e\u0947\u0902\u091f \u0914\u0930 \u092c\u094d\u0930\u094b\u0915\u093f\u0902\u0917 \u092e\u0947\u0902 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e \u0930\u0939\u0940 \u0939\u0948\u0964<br>AUM \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0914\u0930 \u0928\u090f \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u094d\u0930\u094b\u0921\u0915\u094d\u091f\u094d\u0938 \u0915\u0947 \u0932\u0949\u0928\u094d\u091a \u0938\u0947 \u0915\u0902\u092a\u0928\u0940 \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u0905\u092a\u0928\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u091d\u093e\u0935 \u0914\u0930 \u091c\u094b\u0916\u093f\u092e (Suggestions and Risks for Investors)<br>\u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u091d\u093e\u0935 (Suggestions for Investors):<br>\u092c\u093e\u091c\u093e\u0930 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u094b\u0902 \u0928\u0947 Q4 \u0928\u0924\u0940\u091c\u094b\u0902 \u0914\u0930 \u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0915\u0947 \u092c\u093e\u0926 \u0936\u0947\u092f\u0930 \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u091c\u0924\u093e\u0908 \u0939\u0948\u0964 \u0915\u0941\u091b \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0915\u094b\u0902 \u0928\u0947 \u20b9350 \u0924\u0915 \u0915\u093e \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0932\u0915\u094d\u0937\u094d\u092f \u092e\u0942\u0932\u094d\u092f (target price) \u0938\u0941\u091d\u093e\u092f\u093e \u0939\u0948\u0964<br>\u0936\u0947\u092f\u0930 \u0915\u0940 \u0915\u0940\u092e\u0924 \u092e\u0947\u0902 \u0939\u093e\u0932\u093f\u092f\u093e \u0938\u0941\u0927\u093e\u0930 \u0914\u0930 \u0928\u093f\u092b\u094d\u091f\u0940 50 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0928\u0947 \u0938\u0947 \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0928\u093f\u0935\u0947\u0936 (passive inflows) \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u092c\u0922\u093c\u0940 \u0939\u0948\u0964<br>\u091c\u094b\u0916\u093f\u092e (Risks):<br>\u0936\u0947\u092f\u0930 \u0915\u0940 \u0915\u0940\u092e\u0924 \u092e\u0947\u0902 \u092a\u093f\u091b\u0932\u0947 \u090f\u0915 \u0938\u093e\u0932 \u092e\u0947\u0902 33% \u0915\u0940 \u0917\u093f\u0930\u093e\u0935\u091f \u0914\u0930 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u094b\u0916\u093f\u092e \u092a\u0948\u0926\u093e \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<br>\u092c\u094d\u092f\u093e\u091c \u0906\u092f \u092e\u0947\u0902 \u0915\u092e\u0940 \u0914\u0930 \u0924\u093f\u092e\u093e\u0939\u0940-\u0926\u0930-\u0924\u093f\u092e\u093e\u0939\u0940 \u092e\u0941\u0928\u093e\u092b\u0947 \u092e\u0947\u0902 \u0909\u0924\u093e\u0930-\u091a\u0922\u093c\u093e\u0935 \u0938\u0947 \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u0938\u093e\u0935\u0927\u093e\u0928\u0940 \u092c\u0930\u0924\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<br>\u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0932\u093e\u0939\u0915\u093e\u0930 \u0938\u0947 \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0932\u0947\u0928\u093e \u0909\u091a\u093f\u0924 \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937 (Conclusion)<br>\u091c\u093f\u092f\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0938\u0930\u094d\u0935\u093f\u0938\u0947\u091c \u0928\u0947 Q4 FY25 \u092e\u0947\u0902 \u0938\u094d\u0925\u093f\u0930 \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u093f\u0916\u093e\u0908 \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u0936\u0941\u0926\u094d\u0927 \u0932\u093e\u092d \u092e\u0947\u0902 1.8% (YoY) \u0914\u0930 \u0915\u0941\u0932 \u0906\u092f \u092e\u0947\u0902 24% (YoY) \u0915\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u0915\u0902\u092a\u0928\u0940 \u0915\u093e \u092a\u0939\u0932\u093e \u0921\u093f\u0935\u093f\u0921\u0947\u0902\u0921 \u20b90.50 \u092a\u094d\u0930\u0924\u093f \u0936\u0947\u092f\u0930 \u0936\u0947\u092f\u0930\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0938\u0902\u0915\u0947\u0924 \u0939\u0948\u0964 \u092c\u094d\u0932\u0948\u0915\u0911\u0915 \u0915\u0947 \u0938\u093e\u0925 JV \u0914\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u094d\u0930\u094b\u0921\u0915\u094d\u091f\u094d\u0938 \u0915\u0947 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0938\u0947 \u0915\u0902\u092a\u0928\u0940 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u092e\u091c\u092c\u0942\u0924 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0926\u093f\u0916 \u0930\u0939\u0940 \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0936\u0947\u092f\u0930 \u0915\u0940 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0906\u092f \u092e\u0947\u0902 \u0915\u092e\u0940 \u091c\u0948\u0938\u0947 \u091c\u094b\u0916\u093f\u092e\u094b\u0902 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0932\u093e\u0939\u0915\u093e\u0930\u094b\u0902 \u0938\u0947 \u092a\u0930\u093e\u092e\u0930\u094d\u0936 \u0932\u0947\u0915\u0930 \u0938\u0942\u091a\u093f\u0924 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<br>\u0928\u094b\u091f: \u092f\u0939 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0935\u0947\u092c \u0938\u094d\u0930\u094b\u0924\u094b\u0902 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u0948\u0964 \u0938\u091f\u0940\u0915\u0924\u093e \u0915\u0947 \u0932\u093f\u090f, \u0915\u0943\u092a\u092f\u093e \u0915\u0902\u092a\u0928\u0940 \u0915\u0940 \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u092b\u093e\u0907\u0932\u093f\u0902\u0917 \u0914\u0930 \u0938\u094d\u091f\u0949\u0915 \u090f\u0915\u094d\u0938\u091a\u0947\u0902\u091c \u0915\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0926\u0947\u0916\u0947\u0902\u0964<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><iframe loading=\"lazy\" title=\"#SAARI #KUDIYAN l \u2764\ufe0f\ud83d\udc83\ud83c\udfffl #INTRODUCING #DHANRAJ #GAVADE \u0964 #Producer\/#Director #RAJESH #LAXMAN #GAVADE\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/vmGVgUKo_xc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><iframe loading=\"lazy\" title=\"#johnny #lever #\u0928\u0947 #\u0915\u0939\u0940 #\u092f\u0947 #\u092c\u093e\u0924 @rlgproduction7664 #\u0915\u0947 #\u0917\u093e\u0928\u0947 #\u0915\u094b #\u0932\u0947\u0915\u0930 #saari #kudiyan \u2764\ufe0f\ud83d\udc83\ud83c\udfff\" width=\"540\" height=\"960\" src=\"https:\/\/www.youtube.com\/embed\/tChzOAV7TqM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><iframe loading=\"lazy\" title=\"#johnny #lever #\u0928\u0947 #\u0915\u0939\u0940 #\u092f\u0947 #\u092c\u093e\u0924 @rlgproduction7664 #\u0915\u0947 #\u0917\u093e\u0928\u0947 #\u0915\u094b #\u0932\u0947\u0915\u0930 #saari #kudiyan \u2764\ufe0f\ud83d\udc83\ud83c\udfff\" width=\"540\" height=\"960\" src=\"https:\/\/www.youtube.com\/embed\/tChzOAV7TqM?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><iframe loading=\"lazy\" title=\"#\u091c\u0949\u0928\u0940 #\u0930\u093e\u0935\u0924 #\u091c\u0940 #\u0928\u0947 #\u0915\u094d\u092f\u093e #\u0915\u0939\u093e #\u0938\u093e\u0930\u0940 #\u0915\u0941\u0921\u093c\u093f\u092f\u093e\u0902 #\u0917\u093e\u0928\u0947 #\u0915\u0947 #\u0932\u093f\u090f \u2764\ufe0f\ud83d\udc83\ud83c\udfff\" width=\"540\" height=\"960\" src=\"https:\/\/www.youtube.com\/embed\/kRwsh5abG9Y?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-id=\"18635\" src=\"https:\/\/jankalyantime.in\/wp-content\/uploads\/2025\/04\/1000390220-12-936x1024.jpg\" alt=\"\" class=\"wp-image-18635\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-id=\"18636\" src=\"https:\/\/jankalyantime.in\/wp-content\/uploads\/2025\/04\/1000390214-12-936x1024.jpg\" alt=\"\" class=\"wp-image-18636\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-id=\"18637\" src=\"https:\/\/jankalyantime.in\/wp-content\/uploads\/2025\/04\/1000390216-12-936x1024.jpg\" alt=\"\" class=\"wp-image-18637\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-id=\"18638\" src=\"https:\/\/jankalyantime.in\/wp-content\/uploads\/2025\/04\/1000390218-12-936x1024.jpg\" alt=\"\" class=\"wp-image-18638\"\/><\/figure>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Reporting by : A.H. Balwa Mumbai Maharashtra \u092f\u0939 \u0915\u0902\u092a\u0928\u0940 \u0930\u093f\u0932\u093e\u092f\u0902\u0938 \u0907\u0902\u0921\u0938\u094d\u091f\u094d\u0930\u0940\u091c \u0915\u0940 \u0938\u0939\u093e\u092f\u0915 \u0915\u0902\u092a\u0928\u0940 \u0939\u0948, \u091c\u094b \u0917\u0948\u0930-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0947\u0935\u093e\u0913\u0902 (NBFC) \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f\u0930\u0924 \u0939\u0948\u0964 \u0928\u0940\u091a\u0947 Q4 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":18633,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-18630","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/jankalyantime.in\/index.php?rest_route=\/wp\/v2\/posts\/18630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jankalyantime.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jankalyantime.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jankalyantime.in\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/jankalyantime.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18630"}],"version-history":[{"count":0,"href":"https:\/\/jankalyantime.in\/index.php?rest_route=\/wp\/v2\/posts\/18630\/revisions"}],"wp:attachment":[{"href":"https:\/\/jankalyantime.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jankalyantime.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jankalyantime.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}